2024 Benefits – for OE

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2024 Benefits

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Open Enrollment
is November 1 – 15

Most of your current elections will be carried forward automatically, if you do not want to make changes. Your Flexible Spending Account (FSA) elections and Health Savings Account (HSA) elections will not be carried forward for these benefits for the 2024 plan year. You must make an active election for the 2024 plan year.

Open Enrollment is your chance to…

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  • Plan changes taking effect January 1
  • Definition of eligible dependents
    • Remove ineligible dependent
  • Current beneficiaries

[/fusion_toggle][fusion_toggle title=”Change” open=”no”]

  • Your 2023 medical, dental, vision and voluntary life elections without a qualified life event

[/fusion_toggle][fusion_toggle title=”Make Elections” open=”no”]

2024 Flexible Spending Account(s)

  • Healthcare, Dependent Care, and Limited Purpose FSA must be elected every year
    • 2023 elections do not rollover to the following year
  • Commuter FSA elections do rollover, you can adjust contributions at any time

2024 Health Savings Account (HSA)

  • Required in order to receive the 2024 Employer contribution
  • You can elect a $0 contribution or update your cart if you would like to make employee contributions
  • Employee contributions can be changed at any time

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Eligible dependents

  • Spouse, domestic partner
  • Children up to age 26
  • Disabled children only – subject to carrier’s disability process

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What if I take no action?

  • 2023 elections for medical, dental, vision and voluntary life plans will rollover to 2024
  • 2023 FSA elections will not rollover to 2024
  • 2024 HSA employer contribution will not be available

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What You Need to Know for 2024

We focus on continuing to provide a competitive health and welfare package to our employees. We encourage you to read through the below important information and evaluate your needs during open enrollment for coverage in 2024.

To learn more: Anthem Plans | Kaiser Plans | Contributions

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View a Recorded Webinar

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Click the link below to view a recorded webinar.

8×8 Open Enrollment
View Recording
View PDF

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Join a Webinar

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November 1st
8×8 Open Enrollment

10am PST | 11am MST | 12pm CST | 1pm EST

November 6th
8×8 Open Enrollment
12pm PST | 1pm MST | 2pm CST | 3pm EST

November 7th
8×8 PPO vs PPO with HSA Overview
10am PST | 11am MST | 12pm CST | 1pm EST

November 8th
8×8 Flexible Spending Accounts Overview
12pm PST | 1pm MST | 2pm CST | 3pm EST

November 9th
Get Started and Save for Future You (Fidelity)
10am PST | 11am MST | 12pm CST | 1pm EST

November 13th
8×8 Open Enrollment

12pm PST | 1pm MST | 2pm CST | 3pm EST

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Health Savings Account Reminder

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Your HSA elections will not carry over into 2024. If you wish to continue to have HSA benefits, you must complete and submit an election even if you are not changing any other benefit elections.

To receive the employer contribution starting January 1, you must enroll in HSA every year. Your employee contribution will not rollover to 2024.

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Flexible Spending Account Reminder

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Your FSA elections will not carry over into 2024. If you wish to continue to have FSA benefits, you must complete and submit an election even if you are not changing any other benefit elections.

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Ready to enroll?

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You must complete your enrollment online before November 15.

[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”new-anthem” type=”legacy” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”flex-start” flex_justify_content=”flex-start” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” menu_anchor=”anthem” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” padding_top=”2%” padding_bottom=”1%” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”var(–awb-color1)” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ admin_toggled=”no”][fusion_builder_row][fusion_builder_column type=”3_5″ layout=”1_3″ center_content=”no” hover_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” background_position=”left top” background_repeat=”no-repeat” border_style=”solid” border_position=”all” animation_direction=”left” animation_speed=”0.3″ last=”false” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true” background_blend_mode=”overlay” min_height=”” link=””][fusion_text rule_style=”default” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” text_transform=”none” animation_direction=”left” animation_speed=”0.3″]

Anthem Plans

Medical Plan Updates

We will continue to offer a PPO and PPO with HSA plan for our nationwide plan options. These plans have minimal changes to the plan for the new year.

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PPO Plan

  • Deductible increase from $500 individual/$1,500 family to $750 individual/$1,750 family
  • Office visit, specialist visit, urgent care copay increases from $30 to $40

[/fusion_toggle][fusion_toggle title=”PPO w/ HSA Plan Updates” open=”no”]

PPO w/ HSA Plan

  • Deductible increase from $1,500 individual/$3,000 family to $1,750 individual/$3,500 family
  • Out-of-pocket maximum increase from $3,000 individual/$6,000 family to to $3,500 individual/$7,000 family

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Back to top

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View Plan Designs

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We encourage you to review the full plan designs by clicking the plans below.

[/fusion_text][fusion_button target=”_self” modal=”ppo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]8×8 PPO Plan Details[/fusion_button][fusion_button target=”_self” modal=”ppohsa” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]8×8 PPO with HSA Plan Details[/fusion_button][fusion_modal name=”ppo” title=”8×8 PPO Plan Details” size=”large” show_footer=”yes”]

Plan Feature In-Network Out-of-Network
Plan Network Anthem Blue Cross
Plan Deductible (Indv./Fam.) $750 / $1,750 $750 / $1,750
Out of Pocket Maximum (Indv./Fam.) $3,500 / $7,000 $4,000 / $8,000
Lifetime Maximum Unlimited
Plan Coinsurance 10% 40%
Preventative Care Office Visit No charge (deductible waived) 40% after deductible
Office Visit $40 copay (deductible waived) 40% after deductible
Specialist Office Visit $40 copay (deductible waived) 40% after deductible
LiveHealth Online Televisit No charge (deductible waived) Not covered
Mental Health (Outpatient) Office Visit: $40 (deductible waived)
Outpatient: 10% after deductible
40% after deductible
Basic Lab & X-ray 10% after deductible 40% after deductible
Complex Lab & X-ray 10% after deductible 40% after deductible
Hospital Services 10% after deductible 40% after deductible
Emergency Room 10% after deductible
Prescription Drug
Deductible None None
Generic / Brand / Non-Formulary
(up to 30-day supply)
$15 / $30 / $45 copay Not Covered
Specialty (up to 30-day supply) 30% up to a $200 copay Not Covered
Mail Order Rx (up to 90-day supply) $30 / $60 / $90 copay Not Covered

[/fusion_modal][fusion_modal name=”ppohsa” title=”8×8 PPO Plan Details” size=”large” show_footer=”yes”]

Plan Feature In-Network Out-of-Network
Plan Network Anthem Blue Cross
Plan Deductible (Indv./Fam.) $1,750 / $3,500
Out of Pocket Maximum (Indv./Fam.) $3,500 / $7,000 $6,000 / $12,000
Lifetime Maximum Unlimited
Plan Coinsurance 10% 40%
Preventative Care Office Visit No charge (deductible waived) 40% after deductible
Office Visit 10% after deductible 40% after deductible
Specialist Office Visit 10% after deductible 40% after deductible
LiveHealth Online Televisit $59 per visit Not covered
Mental Health (Outpatient) 10% after deductible 40% after deductible
Basic Lab & X-ray 10% after deductible 40% after deductible
Complex Lab & X-ray 10% after deductible 40% after deductible
Hospital Services 10% after deductible 40% after deductible
Emergency Room 10% after deductible
Prescription Drug
Deductible Combined with medical
Generic / Brand / Non-Formulary
(up to 30-day supply)
$15 / $30 / $45 copay after deductible Not Covered
Specialty (up to 30-day supply) 30% up to a $200 copay after deductible Not Covered
Mail Order Rx (up to 90-day supply) $30 / $60 / $90 copay after deductible Not Covered

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Pharmacy Plan Updates – Liviniti (formerly Southern Scripts)

Our pharmacy network is not changing but Southern Scripts is re-branding to the name Liviniti. You may already see this name change within communication materials (i.e. vendor website, vendor notifications). A new member ID card will be issued to reflect this re-branding.

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You may notice some new protocols as it relates to prior authorization when it comes to certain classes of medications. These authorizations are intended to ensure clinical appropriateness of their intended use.

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You may currently have been taking or will be newly prescribed to take a medication that requires your physician to complete an authorization process with Liviniti. This will be managed and coordinated between your physician and Liviniti for review and approval.

[/fusion_toggle][fusion_toggle title=”What medications are impacted?” open=”no”]

Medications impacted include Ozempic, Wegovy, Saxenda, Trulicity, Victoza, Mounjaro, Rybelsus, Nurtec, Emgality, Qulipta, Linzess, Auryxia and Repatha.

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Your Prescription Coverage Reminder

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Ensure your prescription is processed through Liviniti and not Anthem. Anthem is your provider network not your prescription coverage.

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New Member ID Card

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As a result of re-branding from Southern Scripts to Liviniti, you will receive a new ID card.

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New Health Programs
(for Anthem medical plan participants)

New programs (for Anthem medical plan participants) will be available to employees and their covered dependents to support your well-being needs. These programs include:

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Designed to develop a culture of health and create awareness as it relates to early detection and intervention as it relates to cancer. If you or a covered dependent meet the guidelines for the following cancer prevention screenings, you will receive helpful information in the mail and a phone call from a member of the HealthComp team.

  • Breast Cancer
  • Cervical Cancer
  • Prostate Cancer
  • Colon Cancer

View this PDF to learn more.

[/fusion_toggle][fusion_toggle title=”Emergency Room Solutions” open=”no”]

A hospital emergency room should be your first choice when facing a life-threatening health crisis. But it may not be your best choice in other less-serious situations. That’s where the HealthComp team can help you. Their expert advisors will see that you get the right care, at the right time, in the right place. They can help you save a lot of money too, since hospital ERs often cost two to three times more than the same care at your doctor’s office.

HealthComp advisors may call you to talk about a recent ER visit. This phone call lets them find out how they might be able to help you. During the call, they will:

  • Find out if you have a primary care physician (PCP)
  • Provide support for any follow-up visits
  • Offer other resources and educational opportunities

By working with HealthComp, you can be confident in choosing the most appropriate options for care – whether it’s a hospital ER, an urgent care center, your doctor’s office or even a telemedicine visit.

[/fusion_toggle][fusion_toggle title=”Chronic Care Management” open=”no”]

Provides you or a covered dependent with access to a licensed registered nurse for conditions that include:

  • Asthma
  • COPD
  • Hypertension (High Blood Pressure)
  • Diabetes

Why is this program important?

You are provided with routine access to a nurse who will support you with a personalized care plan and educational material relative to you and your well-being needs.

How do you get started?

You may receive an outreach from a nurse practitioner from the HealthComp team to help you with your well-being needs in a personalized manner.

If you would like to connect with a nurse to learn more, you are encouraged to consider a self-referral approach to receive support around your well-being needs. Call 800-442-7247 (Monday – Friday 8am to 5pm) to get started. Click here to view the Disease Management Referral Form.

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Kaiser Plans

Medical Plan Updates

We will continue to offer two plan options. In an effort to manage cost of the program effectively, there are plan design changes that will be taking place for both of these plans in 2024.

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View Plan Designs

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We encourage you to review the full plan designs by clicking the plans below.

[/fusion_text][fusion_button target=”_self” modal=”hmo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]Kaiser HMO Plan Details[/fusion_button][fusion_button target=”_self” modal=”deductiblehmo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]Kaiser Deductible HMO Plan Details[/fusion_button][fusion_modal name=”hmo” title=”Kaiser HMO Plan Details” size=”large” show_footer=”yes”]

Plan Feature In-Network
Plan Deductible (Indv./Fam.) None
Out of Pocket Maximum (Indv./Fam.) $4,000 / $8,000
Lifetime Maximum Unlimited
Plan Coinsurance 30%
Preventative Care Office Visit No charge
Office Visit $40 copay
Specialist Office Visit $50 copay
My Doctor Online Televisit No charge
Mental Health (Outpatient) Office Visit: $40 copay
Basic Lab & X-ray $15 copay per encounter
Complex Lab & X-ray 30% up to $150
Inpatient Hospital Services 30% coinsurance
Outpatient Services 30% coinsurance
Urgent Care $40 copay
Emergency Room 30% coinsurance
Prescription Drug
Deductible None
Generic / Brand / Non-Formulary
(up to 30-day supply) 
$15 / $40 / $40 copay
Specialty (up to 30-day supply) 30% up to a $250 copay
Mail Order Rx (up to 100-day supply) $30 / $80 / $80 copay

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Plan Feature In-Network
Plan Deductible (Indv./Fam.) $3,000 / $6,000
Out of Pocket Maximum (Indv./Fam.) $6,000 / $12,000
Lifetime Maximum Unlimited
Plan Coinsurance 30% after deductible
Preventative Care Office Visit No charge
Office Visit $40 copay
Specialist Office Visit $50 copay
My Doctor Online Televisit No charge (deductible waived)
Mental Health (Outpatient) Office Visit: $40 copay (deductible waived)
Basic Lab & X-ray $15 copay per encounter
Complex Lab & X-ray 30% up to $150
Inpatient Hospital Services 30% after deductible
Outpatient Services 30% after deductible
Urgent Care $40 copay
Emergency Room 30% after deductible
Prescription Drug
Deductible None
Generic / Brand / Non-Formulary
(up to 30-day supply)
$10 / $30 / $30 copay
Specialty (up to 30-day supply) 20% up to a $250 copay
Mail Order Rx (up to 100-day supply) $20 / $60 / $60 copay

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Contributions

Anthem

There will be a minimal contribution increases on a per pay basis for all plan options and tiers.

Kaiser

We encourage you to review contributions carefully as there are meaningful changes in 2024. 8×8 continues to share a significant portion of these costs.

Dental

There will be no contribution changes for 2024.

Vision

There will be minimal contribution increases on a per pay basis across all tiers.

Voluntary Life and AD&D

There will be no contribution changes for 2024.

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View Contributions

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We encourage you to review the contributions by clicking the buttons below.

[/fusion_text][fusion_button target=”_self” modal=”medical” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ alignment=”left”]View Medical Contributions[/fusion_button][fusion_button target=”_self” modal=”dental” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ alignment=”left”]View Dental Contributions[/fusion_button][fusion_button target=”_self” modal=”vision” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]View Vision Contributions[/fusion_button][fusion_button target=”_self” modal=”life” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]View Voluntary Life and AD&D Contributions[/fusion_button][fusion_modal name=”medical” title=”Medical Contributions (Per Pay Period)” size=”large” show_footer=”yes”]

Medical – 8×8 PPO All Employees
Employee Only $84.50
Employee + Spouse $206.00
Employee + Child(ren) $172.50
Employee + Family $302.00
Medical – 8×8 PPO with HSA
Employee Only $29.50
Employee + Spouse $103.00
Employee + Child(ren) $77.50
Employee + Family $145.00
Medical – Kaiser HMO
Employee Only $85.00
Employee + Spouse $214.00
Employee + Child(ren) $185.50
Employee + Family $292.00
Medical – Kaiser Deductible HMO
Employee Only $73.00
Employee + Spouse $175.00
Employee + Child(ren) $151.00
Employee + Family $247.00

[/fusion_modal][fusion_modal name=”dental” title=”Dental Contributions (Per Pay Period)” size=”large” show_footer=”yes”]

Dental – Delta Dental
Employee Only $2.50
Employee + Spouse $16.00
Employee + Child(ren) $22.50
Employee + Family $38.00

[/fusion_modal][fusion_modal name=”vision” title=”Vision Contributions (Per Pay Period)” size=”large” show_footer=”yes”]

Vision – VSP
Employee Only $1.50
Employee + Spouse $3.50
Employee + Child(ren) $3.50
Employee + Family $6.00

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Voluntary Life Rates

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Age Employee Rate Per $1,000 Spouse Rate Per $1,000
0-19 $0.05 $0.05
20-24 $0.055 $0.055
25-29 $0.06 $0.06
30-34 $0.08 $0.08
35-39 $0.09 $0.09
40-44 $0.112 $0.112
45-49 $0.192 $0.192
50-54 $0.322 $0.322
55-59 $0.0553 $0.0553
60-64 $0.662 $0.662
65-69 $1.27 $1.27
70+ $2.06 $2.06
Child Rate Per $1,000 $0.143

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Employees may elect supplemental life insurance in $10,000 increments. If you elect coverage for yourself, you may elect coverage for your spouse/domestic partner and/or dependent children.

You may elect spouse/domestic partner coverage in increments of $10,000 with the minimum elected amount being $10,000 and the maximum amount $500,000.

You may elect coverage for dependent children in the amount of $10,000.

Supplemental AD&D Rates

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Coverage Type Monthly Rate per $1,000
Employee $0.025
Spouse $0.025
20-24 $0.025

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Guarntee Issue Amounts

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Guarantee Issue Increments Minimum Maximum
Employee $150,000 $10,000 $10,000 $500,000
Spouse $50,000 $10,000 $10,000 $500,000
Child $10,000 $10,000 $10,000 $10,000

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If you do not elect coverage for yourself, you may not elect supplemental life coverage for any dependents.

How Do I Calculate My Cost for Supplemental Life?

  • Step 1: Enter the amount of coverage you’d like for you, your spouse, and your child(ren).
  • Step 2: Divide each amount by $1,000.
  • Step 3: Using the rates table find the appropriate rate per $1,000 of coverage for each person.
  • Step 4: Multiply each answer from step 2 by the appropriate rate.
  • Step 5: Add your answers from Step 4 together to find your total monthly cost.

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