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2025 Benefits
[/fusion_title][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”intro” type=”legacy” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”flex-start” flex_justify_content=”flex-start” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” menu_anchor=”top” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” padding_top=”3%” padding_bottom=”1%” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ admin_toggled=”no”][fusion_builder_row][fusion_builder_column type=”1_2″ layout=”1_3″ center_content=”no” hover_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” background_position=”left top” background_repeat=”no-repeat” border_style=”solid” border_position=”all” animation_direction=”left” animation_speed=”0.3″ last=”false” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true” background_blend_mode=”overlay” min_height=”” link=””][fusion_builder_row_inner][fusion_builder_column_inner type=”1_1″ layout=”1_1″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ padding_top=”2%” padding_right=”2%” padding_left=”2%” hover_type=”none” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”var(–awb-color2)” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ animation_direction=”left” animation_speed=”0.3″ last=”true” border_position=”all” first=”true” padding_bottom=”0%” min_height=”” link=””][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”var(–awb-color4)” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]Important: This page contains information about what you need to know for open enrollment and changes effective January 1, 2025.[/fusion_text][/fusion_builder_column_inner][/fusion_builder_row_inner][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]
Open Enrollment
is November 4 – 15
8×8 is focused on continuing to provide a competitive health and welfare package to our employees. We encourage you to read through the below important information regarding changes and reminders as you evaluate your needs during open enrollment for coverage in 2025.
Open Enrollment is your chance to…
[/fusion_text][fusion_accordion type=”” inactive_icon=”” active_icon=”” margin_top=”” margin_bottom=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” boxed_mode=”” border_size=”1″ border_color=”” hue=”” saturation=”” lightness=”” alpha=”” hover_color=”” background_color=”” divider_line=”” divider_hover_color=”” divider_color=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” title_tag=”h4″ fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”18px” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” icon_size=”” icon_color=”” icon_boxed_mode=”” icon_box_color=”var(–awb-color2)” icon_alignment=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″ toggle_hover_accent_color=”var(–awb-color5)” toggle_active_accent_color=”” parent_dynamic_content=””][fusion_toggle title=”Review” open=”no” class=”” id=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” hue=”” saturation=”” lightness=”” alpha=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″]
- Plan changes taking effect January 1
- Definition of eligible dependents
- Current beneficiaries
[/fusion_toggle][fusion_toggle title=”Change” open=”no” class=”” id=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” hue=”” saturation=”” lightness=”” alpha=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″]
- Your 2024 medical, dental, vision and voluntary life elections without a qualified life event
[/fusion_toggle][fusion_toggle title=”Make Elections” open=”no” class=”” id=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” hue=”” saturation=”” lightness=”” alpha=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″]
If you wish to make any changes to your current elections, you must submit those changes during the open enrollment timeframe for a January 1, 2025 effective date
2025 Flexible Spending Account(s)
- Healthcare, Dependent Care, and Limited Purpose FSA must be elected every year
- 2024 elections do not rollover to the following year
- Commuter FSA elections do rollover, you can adjust contributions at any time directly at HealthEquity
2025 Health Savings Account (HSA)
- Required in order to receive the 2025 Employer contribution
- Elect a $0 or up to the maximum amount as an employee contribution
- Employee contributions can be changed at any time
[/fusion_toggle][fusion_toggle title=”Add / Remove” open=”no”]
Eligible dependents
- Spouse, domestic partner
- Children up to age 26
- Disabled children only – subject to carrier’s disability process
[/fusion_toggle][/fusion_accordion][/fusion_builder_column][fusion_builder_column type=”1_2″ layout=”2_5″ align_self=”auto” content_layout=”column” align_content=”flex-start” valign_content=”flex-start” content_wrap=”wrap” center_content=”no” target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” order_medium=”0″ order_small=”0″ padding_top=”3%” padding_right=”6%” padding_bottom=”3%” padding_left=”6%” hover_type=”none” border_sizes_top=”8″ border_sizes_right=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_color=”var(–awb-color4)” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ background_type=”single” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”var(–awb-color1)” background_position=”left top” background_repeat=”no-repeat” background_blend_mode=”none” filter_type=”regular” filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ animation_direction=”left” animation_speed=”0.3″ last=”true” border_position=”all” first=”false” min_height=”” link=””][fusion_title title_type=”text” marquee_direction=”left” marquee_speed=”15000″ rotation_effect=”bounceIn” display_time=”1200″ highlight_effect=”circle” loop_animation=”off” highlight_width=”9″ highlight_top_margin=”0″ before_text=”” rotation_text=”” highlight_text=”” after_text=”” title_link=”off” link_url=”” link_target=”_self” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” content_align_medium=”” content_align_small=”” content_align=”left” size=”3″ animated_font_size=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” hue=”” saturation=”” lightness=”” alpha=”” animated_text_color=”” text_shadow=”no” text_shadow_vertical=”” text_shadow_horizontal=”” text_shadow_blur=”0″ text_shadow_color=”” text_stroke=”no” text_stroke_size=”1″ text_stroke_color=”” text_overflow=”none” margin_top_medium=”” margin_right_medium=”” margin_bottom_medium=”” margin_left_medium=”” margin_top_small=”” margin_right_small=”” margin_bottom_small=”” margin_left_small=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” margin_top_mobile=”” margin_bottom_mobile=”” gradient_font=”no” gradient_start_color=”” gradient_end_color=”” gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ highlight_color=”” style_type=”default” sep_color=”” link_color=”” link_hover_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]
Important Reminders
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- Open enrollment benefit selections will take effect on January 1, 2025.
- You can use Benefitsolver’s Decision Support tool for help selecting the benefits that are a good match for you.
- Take Advantage of Sofia, your personal benefits assistance, during enrollment for answers to the most asked questions.
[/fusion_text][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]
What if I take no action?
- 2024 elections for medical, dental, vision and voluntary life plans will rollover to 2025
- 2024 FSA elections will default to $0 for 2025.
- 2024 HSA employer contribution will default to $0 as of January 1, 2025.
[/fusion_text][/fusion_builder_column][/fusion_builder_row][/fusion_builder_container][fusion_builder_container admin_label=”new-anthem” type=”legacy” hundred_percent=”no” hundred_percent_height=”no” hundred_percent_height_scroll=”no” align_content=”stretch” flex_align_items=”flex-start” flex_justify_content=”flex-start” hundred_percent_height_center_content=”yes” equal_height_columns=”no” container_tag=”div” menu_anchor=”anthem” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” status=”published” padding_top=”2%” padding_bottom=”1%” border_style=”solid” box_shadow=”no” box_shadow_blur=”0″ box_shadow_spread=”0″ gradient_start_position=”0″ gradient_end_position=”100″ gradient_type=”linear” radial_direction=”center center” linear_angle=”180″ background_color=”var(–awb-color1)” background_position=”center center” background_repeat=”no-repeat” fade=”no” background_parallax=”none” enable_mobile=”no” parallax_speed=”0.3″ background_blend_mode=”none” video_loop=”yes” video_mute=”yes” absolute=”off” absolute_devices=”small,medium,large” sticky=”off” sticky_devices=”small-visibility,medium-visibility,large-visibility” sticky_transition_offset=”0″ scroll_offset=”0″ animation_direction=”left” animation_speed=”0.3″ filter_hue=”0″ filter_saturation=”100″ filter_brightness=”100″ filter_contrast=”100″ filter_invert=”0″ filter_sepia=”0″ filter_opacity=”100″ filter_blur=”0″ filter_hue_hover=”0″ filter_saturation_hover=”100″ filter_brightness_hover=”100″ filter_contrast_hover=”100″ filter_invert_hover=”0″ filter_sepia_hover=”0″ filter_opacity_hover=”100″ filter_blur_hover=”0″ admin_toggled=”no”][fusion_builder_row][fusion_builder_column type=”3_5″ layout=”1_3″ center_content=”no” hover_type=”none” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” background_position=”left top” background_repeat=”no-repeat” border_style=”solid” border_position=”all” animation_direction=”left” animation_speed=”0.3″ last=”false” border_sizes_top=”0″ border_sizes_bottom=”0″ border_sizes_left=”0″ border_sizes_right=”0″ first=”true” background_blend_mode=”overlay” min_height=”” link=””][fusion_text columns=”” column_min_width=”” column_spacing=”” rule_style=”” rule_size=”” rule_color=”” hue=”” saturation=”” lightness=”” alpha=”” user_select=”” content_alignment_medium=”” content_alignment_small=”” content_alignment=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” margin_top=”” margin_right=”” margin_bottom=”” margin_left=”” fusion_font_family_text_font=”” fusion_font_variant_text_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”none” text_color=”” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=”” logics=””]
Medical
Personify Health (Formerly Health Comp)/Anthem
Our medical network is not changing but HealthComp is re-branding to the name Personify Health. You will start to see this name throughout our communication materials.
We will continue to offer a PPO and PPO with HSA plan option in 2025 for our nationwide plan options. These plans have minimal changes for the upcoming year, as outlined below:
[/fusion_text][fusion_accordion type=”” inactive_icon=”” active_icon=”” margin_top=”” margin_bottom=”” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” class=”” id=”” boxed_mode=”” border_size=”1″ border_color=”” hue=”” saturation=”” lightness=”” alpha=”” hover_color=”” background_color=”” divider_line=”” divider_hover_color=”” divider_color=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” title_tag=”h4″ fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”18px” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” icon_size=”” icon_color=”” icon_boxed_mode=”” icon_box_color=”var(–awb-color2)” icon_alignment=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″ toggle_hover_accent_color=”var(–awb-color5)” toggle_active_accent_color=”” parent_dynamic_content=””][fusion_toggle title=”PPO Plan Updates” open=”no” class=”” id=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” hue=”” saturation=”” lightness=”” alpha=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″]
PPO Plan
- In and out-of-network deductible increase to $1,000 individual/$2,500 family
- In-network out of pocket maximum increase to $4,000 individual/$8,000 family
- Out-of-network out of pocket maximum increase to $4,500 individual/$9,000 family
[/fusion_toggle][fusion_toggle title=”PPO w/ HSA Plan Updates” open=”no” class=”” id=”” fusion_font_family_title_font=”” fusion_font_variant_title_font=”” title_font_size=”” title_line_height=”” title_letter_spacing=”” title_text_transform=”” title_color=”var(–awb-custom12)” hue=”” saturation=”” lightness=”” alpha=”” fusion_font_family_content_font=”” fusion_font_variant_content_font=”” content_font_size=”” content_line_height=”” content_letter_spacing=”” content_text_transform=”” content_color=”#111111″]
PPO w/ HSA Plan
- In and out-of-network deductible increase to $2,000 individual/$4,000 family
- In-network out of pocket maximum increase to $4,000 individual/$8,000 family
- Out-of-network out of pocket maximum increase to $6,500 individual/$13,000 family
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View Plan Designs
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We encourage you to review the full plan designs by clicking the plans below. Bolded in blue is what has changed for 2025.
[/fusion_text][fusion_button target=”_self” modal=”ppo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]8×8 PPO Plan Details[/fusion_button][fusion_button target=”_self” modal=”ppohsa” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]8×8 PPO with HSA Plan Details[/fusion_button][fusion_modal name=”ppo” title=”8×8 PPO Plan Details” size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Plan Feature | In-Network | Out-of-Network |
| Plan Network | Anthem Blue Cross | |
| Plan Deductible (Indv./Fam.) | $1,000/ $2,500 | $1,000/ $2,500 |
| Out of Pocket Maximum (Indv./Fam.) | $4,000/ $8,000 | $4,500 / $9,000 |
| Lifetime Maximum | Unlimited | |
| Plan Coinsurance | 10% | 40% |
| Preventative Care Office Visit | No charge (deductible waived) | 40% after deductible |
| Office Visit | $40 copay (deductible waived) | 40% after deductible |
| Specialist Office Visit | $40 copay (deductible waived) | 40% after deductible |
| LiveHealth Online Televisit | No charge (deductible waived) | Not covered |
| Mental Health (Outpatient) | Office Visit: $40 (deductible waived) Outpatient: 10% after deductible |
40% after deductible |
| Basic Lab & X-ray | 10% after deductible | 40% after deductible |
| Complex Lab & X-ray | 10% after deductible | 40% after deductible |
| Hospital Services | 10% after deductible | 40% after deductible |
| Emergency Room | 10% after deductible | |
| Prescription Drug | ||
| Deductible | None | None |
| Generic / Brand / Non-Formulary (up to 30-day supply) |
$15 / $30 / $45 copay | Not Covered |
| Specialty (up to 30-day supply) | 30% up to a $200 copay | Not Covered |
| Mail Order Rx (up to 90-day supply) | $30 / $60 / $90 copay | Not Covered |
[/fusion_modal][fusion_modal name=”ppohsa” title=”8×8 PPO with HSA Plan Details” size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Plan Feature | In-Network | Out-of-Network |
| Plan Network | Anthem Blue Cross | |
| Plan Deductible (Indv./Fam.) | $2,000 / $4,000 | |
| Out of Pocket Maximum (Indv./Fam.) | $4,000 / $8,000 | $6,500 / $13,000 |
| Lifetime Maximum | Unlimited | |
| Plan Coinsurance | 10% | 40% |
| Preventative Care Office Visit | No charge (deductible waived) | 40% after deductible |
| Office Visit | 10% after deductible | 40% after deductible |
| Specialist Office Visit | 10% after deductible | 40% after deductible |
| LiveHealth Online Televisit | $59 per visit | Not covered |
| Mental Health (Outpatient) | 10% after deductible | 40% after deductible |
| Basic Lab & X-ray | 10% after deductible | 40% after deductible |
| Complex Lab & X-ray | 10% after deductible | 40% after deductible |
| Hospital Services | 10% after deductible | 40% after deductible |
| Emergency Room | 10% after deductible | |
| Prescription Drug | ||
| Deductible | Combined with medical | |
| Generic / Brand / Non-Formulary (up to 30-day supply) |
$15 / $30 / $45 copay after deductible | Not Covered |
| Specialty (up to 30-day supply) | 30% up to a $200 copay after deductible | Not Covered |
| Mail Order Rx (up to 90-day supply) | $30 / $60 / $90 copay after deductible | Not Covered |
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Pharmacy
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National CooperativeRx and CVS Caremark
We are excited to announce, beginning on January 1, 2025, CVS Caremark will replace Liviniti as our pharmacy partner. With this transition to CVS Caremark, the pharmacy benefit will remain similar to the prior year, ensuring you have continued access to medication coverage and a national network of pharmacies. However, there may be some differences in which medications are covered and how they are covered under the pharmacy benefit. To confirm if your current prescription is covered by CVS Caremark, visit caremark.com beginning in late December, 2024 and select the Advanced Control Specialty Formulary. CVS Caremark will be sending a letter to members impacted by a tier or coverage change.
Resources During the Transition to CVS Caremark:
- If you have any questions related to the transition to CVS Caremark, you may call the Customer Care Team at 1-866-818-6911 beginning on January 1, 2025.
- Visit the National CooperativeRx and CVS Caremark benefits page for more information, including how to find an in-network pharmacy, register for the member portal or mobile app and more.
What does this mean?
Before January 1st, you should try to get one last fill of medications on the old plan.
- Liviniti will transfer any active prescriptions to the mail pharmacy vendor with CVS Caremark so you won’t have to obtain new prescriptions for mail. View the Caremark Maintenance Choice Flyer to get started.
- Liviniti will transfer active prior authorizations to CVS Caremark for medications on the Advanced Control Specialty Formulary (drug list).
- New Member ID Card: Due to the new pharmacy partner, you will receive a new ID card.
CVS Caremark Digital Tools
- Find a pharmacy
- View your claims history
- Download a digital pharmacy card
- View which drugs are covered under your plan
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Your Prescription Coverage Reminder
Ensure your prescription is processed through CVS Caremark and not Anthem. Anthem is your provider network not your prescription coverage.
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View Contributions
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8×8 continues to focus on providing competitive options to our population in effort to provide choice to suit you and your family’s varying needs. Contribution changes for the 2025 plan year can be found under the contacts and resources section of our 2025 open enrollment webpage. A high level summary by line of coverage as follows:
Personify Health (Formerly Health Comp): Contribution increases on a per pay basis for all plan options and tiers
Kaiser: Contribution increases on a per pay basis for all plan options and tiers
Dental: Minimal contribution increases on a per pay basis for all plan options and tiers
Vision: Minimal contribution increases on a per pay basis for all plan options and tiers
[/fusion_text][fusion_button target=”_self” modal=”medical” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ alignment=”left”]View Medical Contributions[/fusion_button][fusion_button target=”_self” modal=”dental” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″ alignment=”left”]View Dental Contributions[/fusion_button][fusion_button target=”_self” modal=”vision” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]View Vision Contributions[/fusion_button][fusion_button target=”_self” modal=”life” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” color=”default” linear_angle=”180″ stretch=”default” margin_top=”10px” margin_bottom=”10px” icon_position=”left” icon_divider=”no” animation_direction=”left” animation_speed=”0.3″]View Voluntary Life and AD&D Contributions[/fusion_button][fusion_modal name=”medical” title=”Medical Contributions (Per Pay Period)” size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Medical – 8×8 PPO | All Employees |
|---|---|
| Employee Only | $92.23 |
| Employee + Spouse | $224.38 |
| Employee + Child(ren) | $187.86 |
| Employee + Family | $329.30 |
| Medical – 8×8 PPO with HSA | – |
| Employee Only | $32.19 |
| Employee + Spouse | $112.35 |
| Employee + Child(ren) | $84.18 |
| Employee + Family | $158.15 |
| Medical – Kaiser Deductible HMO $1,000 / $2,000 | |
| Employee Only | $95.73 |
| Employee + Spouse | $241.18 |
| Employee + Child(ren) | $209.12 |
| Employee + Family | $328.62 |
| Medical – Kaiser Deductible HMO $3,000 / $6,000 | |
| Employee Only | $74.40 |
| Employee + Spouse | $178.44 |
| Employee + Child(ren) | $154.15 |
| Employee + Family | $251.77 |
[/fusion_modal][fusion_modal name=”dental” title=”Dental Contributions (Per Pay Period)” size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Dental – Delta Dental | |
|---|---|
| Employee Only | $2.71 |
| Employee + Spouse | $16.13 |
| Employee + Child(ren) | $22.72 |
| Employee + Family | $38.17 |
[/fusion_modal][fusion_modal name=”vision” title=”Vision Contributions (Per Pay Period)” size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Vision – VSP | |
|---|---|
| Employee Only | $1.51 |
| Employee + Spouse | $3.78 |
| Employee + Child(ren) | $3.79 |
| Employee + Family | $6.79 |
[/fusion_modal][fusion_modal name=”life” title=”Voluntary Life and AD&D Insurance Rates” size=”large” show_footer=”yes”]
Voluntary Life Rates
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| Age | Employee Rate Per $1,000 | Spouse Rate Per $1,000 |
|---|---|---|
| 0-19 | $0.05 | $0.05 |
| 20-24 | $0.055 | $0.055 |
| 25-29 | $0.06 | $0.06 |
| 30-34 | $0.08 | $0.08 |
| 35-39 | $0.09 | $0.09 |
| 40-44 | $0.112 | $0.112 |
| 45-49 | $0.192 | $0.192 |
| 50-54 | $0.322 | $0.322 |
| 55-59 | $0.0553 | $0.0553 |
| 60-64 | $0.662 | $0.662 |
| 65-69 | $1.27 | $1.27 |
| 70+ | $2.06 | $2.06 |
| Child Rate Per $1,000 | $0.143 | |
[/fusion_table]
Employees may elect supplemental life insurance in $10,000 increments. If you elect coverage for yourself, you may elect coverage for your spouse/domestic partner and/or dependent children.
You may elect spouse/domestic partner coverage in increments of $10,000 with the minimum elected amount being $10,000 and the maximum amount $500,000.
You may elect coverage for dependent children in the amount of $10,000.
Supplemental AD&D Rates
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| Coverage Type | Monthly Rate per $1,000 |
|---|---|
| Employee | $0.025 |
| Spouse | $0.025 |
| 20-24 | $0.025 |
[/fusion_table]
Guarntee Issue Amounts
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| Guarantee Issue | Increments | Minimum | Maximum | |
|---|---|---|---|---|
| Employee | $150,000 | $10,000 | $10,000 | $500,000 |
| Spouse | $50,000 | $10,000 | $10,000 | $500,000 |
| Child | $10,000 | $10,000 | $10,000 | $10,000 |
[/fusion_table]
If you do not elect coverage for yourself, you may not elect supplemental life coverage for any dependents.
How Do I Calculate My Cost for Supplemental Life?
- Step 1: Enter the amount of coverage you’d like for you, your spouse, and your child(ren).
- Step 2: Divide each amount by $1,000.
- Step 3: Using the rates table find the appropriate rate per $1,000 of coverage for each person.
- Step 4: Multiply each answer from step 2 by the appropriate rate.
- Step 5: Add your answers from Step 4 together to find your total monthly cost.
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Kaiser Plans
Medical Plan Updates
We will continue to offer two plan options in 2025. In effort to manage cost of the program effectively, there are plan design changes that will be taking place for both of these plan offerings in 2025. We encourage you to review the new plan design options outlined under the Kaiser section of our benefits webpage for 2025. Please note, due to these changes, you will see new Kaiser plan names incorporated into our communication materials.
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View Plan Designs
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We encourage you to review the full plan designs by clicking the plans below.
[/fusion_text][fusion_button link=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”” modal=”hmo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”default” button_gradient_top_color_hover=”” hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”” button_gradient_bottom_color_hover=”” button_gradient_bottom_color=”” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”” accent_color=”” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”” border_bottom=”” border_left=”” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”” border_color=”” size=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10px” margin_right=”” margin_bottom=”10px” margin_left=”” icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]Kaiser HMO Plan Details $1,000 / $3,000[/fusion_button][fusion_button link=”” title=”” target=”_self” link_attributes=”” alignment_medium=”” alignment_small=”” alignment=”” modal=”deductiblehmo” hide_on_mobile=”small-visibility,medium-visibility,large-visibility” sticky_display=”normal,sticky” class=”” id=”” color=”default” button_gradient_top_color_hover=”” hue=”” saturation=”” lightness=”” alpha=”” button_gradient_top_color=”” button_gradient_bottom_color_hover=”” button_gradient_bottom_color=”” gradient_start_position=”” gradient_end_position=”” gradient_type=”” radial_direction=”” linear_angle=”180″ accent_hover_color=”” accent_color=”” type=”” bevel_color=”” bevel_color_hover=”” border_top=”” border_right=”” border_bottom=”” border_left=”” border_radius_top_left=”” border_radius_top_right=”” border_radius_bottom_right=”” border_radius_bottom_left=”” border_hover_color=”” border_color=”” size=”” padding_top=”” padding_right=”” padding_bottom=”” padding_left=”” fusion_font_family_button_font=”” fusion_font_variant_button_font=”” font_size=”” line_height=”” letter_spacing=”” text_transform=”” stretch=”default” margin_top=”10px” margin_right=”” margin_bottom=”10px” margin_left=”” icon=”” icon_position=”left” icon_divider=”no” hover_transition=”none” animation_type=”” animation_direction=”left” animation_color=”” animation_speed=”0.3″ animation_delay=”0″ animation_offset=””]Kaiser Deductible HMO Plan Details $3,000 / $6,000[/fusion_button][fusion_modal name=”hmo” title=”Kaiser Deductible HMO Plan Details $1,000 / $2,000″ size=”large” background=”” hue=”” saturation=”” lightness=”” alpha=”” border_color=”” show_footer=”yes” class=”” id=””]
| Plan Feature | In-Network |
| Plan Deductible (Indv./Fam.) | $1,000 / $2,000 |
| Out of Pocket Maximum (Indv./Fam.) | $3,000 / $6,000 |
| Lifetime Maximum | Unlimited |
| Plan Coinsurance | 20% after deductible |
| Preventative Care Office Visit | No charge |
| Office Visit | $30 copay |
| Specialist Office Visit | $40 copay |
| My Doctor Online Televisit | No charge |
| Mental Health (Outpatient) | Office Visit: $30 copay |
| Basic Lab & X-ray | $10 copay per encounter |
| Complex Lab & X-ray | 20% up to $150 |
| Inpatient Hospital Services | 20% after deductible |
| Outpatient Services | 30% after deductible |
| Urgent Care | $30 copay |
| Emergency Room | 20% coinsurance |
| Prescription Drug | |
| Deductible | None |
| Generic / Brand / Non-Formulary (up to 30-day supply) |
$10 / $30 / $30 copay |
| Specialty (up to 30-day supply) | 20% up to a $250 copay |
| Mail Order Rx (up to 100-day supply) | $20 / $60 / $60 copay |
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| Plan Feature | In-Network |
| Plan Deductible (Indv./Fam.) | $3,000 / $6,000 |
| Out of Pocket Maximum (Indv./Fam.) | $6,000 / $12,000 |
| Lifetime Maximum | Unlimited |
| Plan Coinsurance | 30% after deductible |
| Preventative Care Office Visit | No charge |
| Office Visit | $40 copay |
| Specialist Office Visit | $50 copay |
| My Doctor Online Televisit | No charge (deductible waived) |
| Mental Health (Outpatient) | Office Visit: $40 copay (deductible waived) |
| Basic Lab & X-ray | $15 copay per encounter |
| Complex Lab & X-ray | 30% up to $150 |
| Inpatient Hospital Services | 30% after deductible |
| Outpatient Services | 30% after deductible |
| Urgent Care | $40 copay |
| Emergency Room | 30% after deductible |
| Prescription Drug | |
| Deductible | None |
| Generic / Brand / Non-Formulary (up to 30-day supply) |
$10 / $30 / $30 copay |
| Specialty (up to 30-day supply) | 20% up to a $250 copay |
| Mail Order Rx (up to 100-day supply) | $20 / $60 / $60 copay |
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New Employer Sponsored Health Benefits
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Health Advocate
All Personify Health (Formerly HealthComp) medical enrolled employees will have access to Health Advocate, a resource to help you manage your healthcare or insurance issues. An experienced expert will take your issues out of your hands and resolve them on your behalf. This includes helping you understand your coverage, resolve claims and billing issues, understand health conditions and more! To learn about your Health Advocate services and the many ways they can help you and your family visit the Health Advocate page.
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Noom
Noom is a behavioral change program that offers personalized coaching, educational content, peer support and tracking tools to help you achieve the health outcomes that you are looking for, whether that’s losing weight, managing diabetes, support while taking a GLP-1 or improving your overall health. This program is available at no additional cost to all nationwide PPO plan enrollees and covered dependents. Dependents under the age of 18 are excluded.
Please refer to the Noom benefits page for more information and how to get started.
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One Medical
One Medical, a membership-based primary care doctor’s office, will be available to all 8×8 employees and their covered dependents enrolled in a Personify Health (Formerly HealthComp) medical plan. One Medical helps with:
- Everyday care and prevention
- Care for urgent concerns
- Colds, flu and COVID-19
- Mental health
- Sexual health
- Chronic conditions
- LGBTQIA+ services
Book same/next-day appointments, request prescription renewals, and schedule remote visits with a provider if you can’t make it into the office — all from their app. And just like a regular doctor’s office, One Medical works with your insurance. More information can be found by referencing the One Medical section on our benefits website.
How do you get started?
Activate your membership today using code: On 1/1/2025, your 8×8 HR team will provide the code to activate your membership.
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Enhanced Voluntary Benefit
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PetPartners
8×8 is pleased to introduce pet insurance, now available through PetPartners, as a new benefit to help protect you and your furry family members from unexpected vet expenses for covered accidents or illnesses. Dogs and cats can be enrolled from 8 weeks to 13 years old and once covered, the policy will remain active regardless of age. To enroll in coverage, visit your benefits enrollment portal, BenefitSolver.
Please refer to the PetPartners benefits page for coverage information, pre-existing conditions and more!
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