2024 Benefits

Important: This page contains information about what you need to know for open enrollment and changes effective January 1, 2024.

Open Enrollment
is November 1 – 15

Most of your current elections will be carried forward automatically, if you do not want to make changes. Your Flexible Spending Account (FSA) elections and Health Savings Account (HSA) elections will not be carried forward for these benefits for the 2024 plan year. You must make an active election for the 2024 plan year.

Open Enrollment is your chance to…

Review

Plan changes taking effect January 1
Definition of eligible dependents
- Remove ineligible dependent
Current beneficiaries

Change

Your 2023 medical, dental, vision and voluntary life elections without a qualified life event

Make Elections

2024 Flexible Spending Account(s)

Healthcare, Dependent Care, and Limited Purpose FSA must be elected every year
- 2023 elections do not rollover to the following year
Commuter FSA elections do rollover, you can adjust contributions at any time

2024 Health Savings Account (HSA)

Required in order to receive the 2024 Employer contribution
You can elect a $0 contribution or update your cart if you would like to make employee contributions
Employee contributions can be changed at any time

Add / Remove

Eligible dependents

Spouse, domestic partner
Children up to age 26
Disabled children only – subject to carrier’s disability process

What if I take no action?

2023 elections for medical, dental, vision and voluntary life plans will rollover to 2024
2023 FSA elections will not rollover to 2024
2024 HSA employer contribution will not be available

What You Need to Know for 2024

We focus on continuing to provide a competitive health and welfare package to our employees. We encourage you to read through the below important information and evaluate your needs during open enrollment for coverage in 2024.

To learn more: Anthem Plans | Kaiser Plans | Contributions

View a Recorded Webinar

Click the link below to view a recorded webinar.

8×8 Open Enrollment
View Recording
View PDF

Join a Webinar

November 1st
8×8 Open Enrollment
10am PST | 11am MST | 12pm CST | 1pm EST

November 6th
8×8 Open Enrollment
12pm PST | 1pm MST | 2pm CST | 3pm EST

November 7th
8×8 PPO vs PPO with HSA Overview
10am PST | 11am MST | 12pm CST | 1pm EST

November 8th
8×8 Flexible Spending Accounts Overview
12pm PST | 1pm MST | 2pm CST | 3pm EST

November 9th
Get Started and Save for Future You (Fidelity)
10am PST | 11am MST | 12pm CST | 1pm EST

November 13th
8×8 Open Enrollment
12pm PST | 1pm MST | 2pm CST | 3pm EST

Health Savings Account Reminder

Your HSA elections will not carry over into 2024. If you wish to continue to have HSA benefits, you must complete and submit an election even if you are not changing any other benefit elections.

To receive the employer contribution starting January 1, you must enroll in HSA every year. Your employee contribution will not rollover to 2024.

Flexible Spending Account Reminder

Your FSA elections will not carry over into 2024. If you wish to continue to have FSA benefits, you must complete and submit an election even if you are not changing any other benefit elections.

Ready to enroll?

You must complete your enrollment online before November 15.

Anthem Plans

Medical Plan Updates

We will continue to offer a PPO and PPO with HSA plan for our nationwide plan options. These plans have minimal changes to the plan for the new year.

PPO Plan Updates

PPO Plan

Deductible increase from $500 individual/$1,500 family to $750 individual/$1,750 family
Office visit, specialist visit, urgent care copay increases from $30 to $40

PPO w/ HSA Plan Updates

PPO w/ HSA Plan

Deductible increase from $1,500 individual/$3,000 family to $1,750 individual/$3,500 family
Out-of-pocket maximum increase from $3,000 individual/$6,000 family to to $3,500 individual/$7,000 family

View Plan Designs

We encourage you to review the full plan designs by clicking the plans below.

8×8 PPO Plan Details

8×8 PPO with HSA Plan Details

Pharmacy Plan Updates – Liviniti (formerly Southern Scripts)

Our pharmacy network is not changing but Southern Scripts is re-branding to the name Liviniti. You may already see this name change within communication materials (i.e. vendor website, vendor notifications). A new member ID card will be issued to reflect this re-branding.

What's changing?

You may notice some new protocols as it relates to prior authorization when it comes to certain classes of medications. These authorizations are intended to ensure clinical appropriateness of their intended use.

What does this mean?

You may currently have been taking or will be newly prescribed to take a medication that requires your physician to complete an authorization process with Liviniti. This will be managed and coordinated between your physician and Liviniti for review and approval.

What medications are impacted?

Medications impacted include Ozempic, Wegovy, Saxenda, Trulicity, Victoza, Mounjaro, Rybelsus, Nurtec, Emgality, Qulipta, Linzess, Auryxia and Repatha.

Your Prescription Coverage Reminder

Ensure your prescription is processed through Liviniti and not Anthem. Anthem is your provider network not your prescription coverage.

New Member ID Card

As a result of re-branding from Southern Scripts to Liviniti, you will receive a new ID card.

New Health Programs
(for Anthem medical plan participants)

New programs (for Anthem medical plan participants) will be available to employees and their covered dependents to support your well-being needs. These programs include:

Cancer Awareness

Designed to develop a culture of health and create awareness as it relates to early detection and intervention as it relates to cancer. If you or a covered dependent meet the guidelines for the following cancer prevention screenings, you will receive helpful information in the mail and a phone call from a member of the HealthComp team.

Breast Cancer
Cervical Cancer
Prostate Cancer
Colon Cancer

View this PDF to learn more.

Emergency Room Solutions

A hospital emergency room should be your first choice when facing a life-threatening health crisis. But it may not be your best choice in other less-serious situations. That’s where the HealthComp team can help you. Their expert advisors will see that you get the right care, at the right time, in the right place. They can help you save a lot of money too, since hospital ERs often cost two to three times more than the same care at your doctor’s office.

HealthComp advisors may call you to talk about a recent ER visit. This phone call lets them find out how they might be able to help you. During the call, they will:

Find out if you have a primary care physician (PCP)
Provide support for any follow-up visits
Offer other resources and educational opportunities

By working with HealthComp, you can be confident in choosing the most appropriate options for care – whether it’s a hospital ER, an urgent care center, your doctor’s office or even a telemedicine visit.

Chronic Care Management

Provides you or a covered dependent with access to a licensed registered nurse for conditions that include:

Asthma
COPD
Hypertension (High Blood Pressure)
Diabetes

Why is this program important?

You are provided with routine access to a nurse who will support you with a personalized care plan and educational material relative to you and your well-being needs.

How do you get started?

You may receive an outreach from a nurse practitioner from the HealthComp team to help you with your well-being needs in a personalized manner.

If you would like to connect with a nurse to learn more, you are encouraged to consider a self-referral approach to receive support around your well-being needs. Call 800-442-7247 (Monday – Friday 8am to 5pm) to get started. Click here to view the Disease Management Referral Form.

Portrait of father and adult offspring on front porch

Kaiser Plans

Medical Plan Updates

We will continue to offer two plan options. In an effort to manage cost of the program effectively, there are plan design changes that will be taking place for both of these plans in 2024.

View Plan Designs

We encourage you to review the full plan designs by clicking the plans below.

Kaiser HMO Plan Details

Kaiser Deductible HMO Plan Details

Contributions

Anthem

There will be a minimal contribution increases on a per pay basis for all plan options and tiers.

Kaiser

We encourage you to review contributions carefully as there are meaningful changes in 2024. 8×8 continues to share a significant portion of these costs.

Dental

There will be no contribution changes for 2024.

Vision

There will be minimal contribution increases on a per pay basis across all tiers.

Voluntary Life and AD&D

There will be no contribution changes for 2024.

View Contributions

We encourage you to review the contributions by clicking the buttons below.

View Medical Contributions

View Dental Contributions

View Vision Contributions

View Voluntary Life and AD&D Contributions

Medical – 8×8 PPO	All Employees
Employee Only	$84.50
Employee + Spouse	$206.00
Employee + Child(ren)	$172.50
Employee + Family	$302.00
Medical – 8×8 PPO with HSA	–
Employee Only	$29.50
Employee + Spouse	$103.00
Employee + Child(ren)	$77.50
Employee + Family	$145.00
Medical – Kaiser HMO
Employee Only	$85.00
Employee + Spouse	$214.00
Employee + Child(ren)	$185.50
Employee + Family	$292.00
Medical – Kaiser Deductible HMO
Employee Only	$73.00
Employee + Spouse	$175.00
Employee + Child(ren)	$151.00
Employee + Family	$247.00

Voluntary Life Rates

Age	Employee Rate Per $1,000	Spouse Rate Per $1,000
0-19	$0.05	$0.05
20-24	$0.055	$0.055
25-29	$0.06	$0.06
30-34	$0.08	$0.08
35-39	$0.09	$0.09
40-44	$0.112	$0.112
45-49	$0.192	$0.192
50-54	$0.322	$0.322
55-59	$0.0553	$0.0553
60-64	$0.662	$0.662
65-69	$1.27	$1.27
70+	$2.06	$2.06
Child Rate Per $1,000	$0.143

Employees may elect supplemental life insurance in $10,000 increments. If you elect coverage for yourself, you may elect coverage for your spouse/domestic partner and/or dependent children.

You may elect spouse/domestic partner coverage in increments of $10,000 with the minimum elected amount being $10,000 and the maximum amount $500,000.

You may elect coverage for dependent children in the amount of $10,000.

Supplemental AD&D Rates

Coverage Type	Monthly Rate per $1,000
Employee	$0.025
Spouse	$0.025
20-24	$0.025

Guarntee Issue Amounts

	Guarantee Issue	Increments	Minimum	Maximum
Employee	$150,000	$10,000	$10,000	$500,000
Spouse	$50,000	$10,000	$10,000	$500,000
Child	$10,000	$10,000	$10,000	$10,000

If you do not elect coverage for yourself, you may not elect supplemental life coverage for any dependents.

How Do I Calculate My Cost for Supplemental Life?

Step 1: Enter the amount of coverage you’d like for you, your spouse, and your child(ren).
Step 2: Divide each amount by $1,000.
Step 3: Using the rates table find the appropriate rate per $1,000 of coverage for each person.
Step 4: Multiply each answer from step 2 by the appropriate rate.
Step 5: Add your answers from Step 4 together to find your total monthly cost.

Plan Feature	In-Network	Out-of-Network
Plan Network	Anthem Blue Cross
Plan Deductible (Indv./Fam.)	$750 / $1,750	$750 / $1,750
Out of Pocket Maximum (Indv./Fam.)	$3,500 / $7,000	$4,000 / $8,000
Lifetime Maximum	Unlimited
Plan Coinsurance	10%	40%
Preventative Care Office Visit	No charge (deductible waived)	40% after deductible
Office Visit	$40 copay (deductible waived)	40% after deductible
Specialist Office Visit	$40 copay (deductible waived)	40% after deductible
LiveHealth Online Televisit	No charge (deductible waived)	Not covered
Mental Health (Outpatient)	Office Visit: $40 (deductible waived) Outpatient: 10% after deductible	40% after deductible
Basic Lab & X-ray	10% after deductible	40% after deductible
Complex Lab & X-ray	10% after deductible	40% after deductible
Hospital Services	10% after deductible	40% after deductible
Emergency Room	10% after deductible
Prescription Drug
Deductible	None	None
Generic / Brand / Non-Formulary (up to 30-day supply)	$15 / $30 / $45 copay	Not Covered
Specialty (up to 30-day supply)	30% up to a $200 copay	Not Covered
Mail Order Rx (up to 90-day supply)	$30 / $60 / $90 copay	Not Covered

Plan Feature	In-Network	Out-of-Network
Plan Network	Anthem Blue Cross
Plan Deductible (Indv./Fam.)	$1,750 / $3,500
Out of Pocket Maximum (Indv./Fam.)	$3,500 / $7,000	$6,000 / $12,000
Lifetime Maximum	Unlimited
Plan Coinsurance	10%	40%
Preventative Care Office Visit	No charge (deductible waived)	40% after deductible
Office Visit	10% after deductible	40% after deductible
Specialist Office Visit	10% after deductible	40% after deductible
LiveHealth Online Televisit	$59 per visit	Not covered
Mental Health (Outpatient)	10% after deductible	40% after deductible
Basic Lab & X-ray	10% after deductible	40% after deductible
Complex Lab & X-ray	10% after deductible	40% after deductible
Hospital Services	10% after deductible	40% after deductible
Emergency Room	10% after deductible
Prescription Drug
Deductible	Combined with medical
Generic / Brand / Non-Formulary (up to 30-day supply)	$15 / $30 / $45 copay after deductible	Not Covered
Specialty (up to 30-day supply)	30% up to a $200 copay after deductible	Not Covered
Mail Order Rx (up to 90-day supply)	$30 / $60 / $90 copay after deductible	Not Covered

Plan Feature	In-Network
Plan Deductible (Indv./Fam.)	None
Out of Pocket Maximum (Indv./Fam.)	$4,000 / $8,000
Lifetime Maximum	Unlimited
Plan Coinsurance	30%
Preventative Care Office Visit	No charge
Office Visit	$40 copay
Specialist Office Visit	$50 copay
My Doctor Online Televisit	No charge
Mental Health (Outpatient)	Office Visit: $40 copay
Basic Lab & X-ray	$15 copay per encounter
Complex Lab & X-ray	30% up to $150
Inpatient Hospital Services	30% coinsurance
Outpatient Services	30% coinsurance
Urgent Care	$40 copay
Emergency Room	30% coinsurance
Prescription Drug
Deductible	None
Generic / Brand / Non-Formulary (up to 30-day supply)	$15 / $40 / $40 copay
Specialty (up to 30-day supply)	30% up to a $250 copay
Mail Order Rx (up to 100-day supply)	$30 / $80 / $80 copay

Plan Feature	In-Network
Plan Deductible (Indv./Fam.)	$3,000 / $6,000
Out of Pocket Maximum (Indv./Fam.)	$6,000 / $12,000
Lifetime Maximum	Unlimited
Plan Coinsurance	30% after deductible
Preventative Care Office Visit	No charge
Office Visit	$40 copay
Specialist Office Visit	$50 copay
My Doctor Online Televisit	No charge (deductible waived)
Mental Health (Outpatient)	Office Visit: $40 copay (deductible waived)
Basic Lab & X-ray	$15 copay per encounter
Complex Lab & X-ray	30% up to $150
Inpatient Hospital Services	30% after deductible
Outpatient Services	30% after deductible
Urgent Care	$40 copay
Emergency Room	30% after deductible
Prescription Drug
Deductible	None
Generic / Brand / Non-Formulary (up to 30-day supply)	$10 / $30 / $30 copay
Specialty (up to 30-day supply)	20% up to a $250 copay
Mail Order Rx (up to 100-day supply)	$20 / $60 / $60 copay

Dental – Delta Dental
Employee Only	$2.50
Employee + Spouse	$16.00
Employee + Child(ren)	$22.50
Employee + Family	$38.00

2024 Benefits

Open Enrollment is November 1 – 15

Open Enrollment is your chance to…

What if I take no action?

What You Need to Know for 2024

View a Recorded Webinar

Join a Webinar

Health Savings Account Reminder

Flexible Spending Account Reminder

Ready to enroll?

Anthem Plans

Medical Plan Updates

View Plan Designs

Pharmacy Plan Updates – Liviniti (formerly Southern Scripts)

Your Prescription Coverage Reminder

New Member ID Card

New Health Programs (for Anthem medical plan participants)

Kaiser Plans

Medical Plan Updates

View Plan Designs

Contributions

Anthem

Kaiser

Dental

Vision

Voluntary Life and AD&D

View Contributions

Open Enrollment
is November 1 – 15

New Health Programs
(for Anthem medical plan participants)